Everyone likes surprises, except at a real estate closing. Here are some tips to make the closing as painless as possible.
Notify the mortgage company that you will be paying off the mortgage. Some mortgage companies have a pre-payment penalty, so it is wise to learn this before you get to the closing.
Make sure any funds that you need to bring to the closing are certified funds or a cashier check.
Bring identification, like your driver’s license, to the closing.
Make arrangements for moving and giving possession at closing, however, have a backup plan in case the closing is delayed.
Schedule utility transfers for the day after closing. If there is a delay and you have to stay in the home another night, you will want to have electricity.
Cancel your homeowner’s insurance only after you have closed. Do not leave the home uninsured while you still own it.
Always ask questions. If you have any question, no matter how silly you might think it is, contact your Realtor. Peace of mind is best throughout the closing process.
For other buyer or sellers tips, visit the website of Judi Starliper, an experienced Knoxville Realtor who can help you make buying or selling a home as painless as possible.










